Have Your Coffee…And Save Too!

This is the last of my three-piece series on saving.  In the first segment I covered the importance of saving, you can read it here.  The second piece discussed different accounts that could be used for saving money, take a look here.  In this piece, I want to talk about mindset shifts to help you save money.  When you are living... Continue Reading →

Saving – A Matter of Perspective

For the second in my three-part series on saving, I am going to focus on different account options for saving money.   When considering how and where to save your money, I think that one of the most important factors is your time horizon.  If you need the money soon, or you aren’t sure when the need will... Continue Reading →

The Importance of Saving

It seems that saving money is societally accepted as a good thing.  But sometimes, even though we know we should save, it is easier said than done.  When done right however, saving can help you cover unexpected emergencies and reach your financial goals. In my next few posts I am going to tackle why it is important... Continue Reading →

A New Path

“It’s only after you’ve stepped outside your comfort zone that you begin to change, grow, and transform.” ― Roy T. Bennett I have been thinking about this post and what to say for several weeks now.  When I started the series on the non-essential spending freeze back in April, I alluded to the fact that... Continue Reading →

Week #3: Staying the Course

As I talked about last week, my follow through seems to be lacking a little bit these days.  But we have continued to try to stick it out for our financial challenge month.  I will admit, it definitely hasn’t been perfect.  I think this week things slid of the rails a bit because we were busier. When you are... Continue Reading →

Week #2: The Follow Through

“Words are meaningless without intent and follow through.” As evident by the fact that my week # 2 post is coming halfway through week # 3, I am having a little bit of follow through trouble these days.  It is an issue that I am finding permeates more areas of my life than I would care... Continue Reading →

Week #1: Perceived Deprivation

We have completed the first week of our non-essential spending freeze.  If I am being honest, it wasn’t too hard.  I think, as with any behavior you are trying to minimize, the perception of deprivation was harder for me than anything else.   My husband and I agreed to the freeze and began on Monday April 1, even... Continue Reading →

Starting A No Spend Month

In the spirit of full disclosure, budgeting can be tricky.  It is often a word that strikes fear into the hearts of grown adults.  People ask what will I have to give up? Or, how boring will my life be when I am budgeting?  According to dicitionary.com:  Budgetnoun an estimate, often itemized, of expected income and expense for a... Continue Reading →

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